Here are five things you should know to get the most from your coverage. [Image on screen: Dental icon and Horizon Blue Cross Blue Shield of New Jersey logo] Number 1, staying up-to-date on your preventive dental care can help you stay healthy and lower your risk of future health issues. That’s why Horizon fully covers preventive care services.This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered … World Health Organization. Centers for Disease Control and Prevention: Coronavirus Disease 2019. National Institutes of Health. The New Jersey Department of Health. You can also call the New Jersey Department of Health 24-hour public hotline at 1-800-222-1222 or 1-800-962-1253 if you are using an out-of-state phone line. The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey. © 2024 Horizon Blue Cross Blue Shield of New Jersey, …J.D. Power Again Ranks Horizon as New Jersey’s #1 Health Insurer in Member Satisfaction Study. (Newark, NJ, May 26, 2022) – For the third year in a row and the fifth time in the last six years, Horizon Blue Cross Blue Shield of New Jersey (Horizon) has received the coveted J.D. Power Award for the highest member satisfaction ranking …Horizon Dental plans offer comprehensive coverage with low, out-of-pocket costs. Horizon Dental has extensive local and national networks of skilled, credentialed dentists and specialists. Horizon Dental negotiates deep discounts with network dentists, so you receive the best value. The average charge for treatment is 20 percent to 40 percent ... Floor count. 17/21. Horizon Blue Cross Blue Shield of New Jersey, headquartered in Newark, New Jersey is the only licensed Blue Cross and Blue Shield Association plan in New Jersey, providing health insurance coverage to over 3.2 million people throughout all of New Jersey. It is a not-for-profit [1] health service corporation with a 17-member ... This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at …® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105.Let’s make sure you’re all set for 2024. Open Enrollment has started. It's time to review your coverage. With Horizon, you get the care you need from over 67,000 providers and every NJ hospital.¹ In most cases, your health plan will automatically renew. But if you’d like to confirm your coverage or make changes, give us a call or talk to ...About Us. Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ), the state's oldest and largest health insurer is a tax-paying, not-for-profit health …This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. … Home - Horizon Blue Cross Blue Shield of New Jersey - NJ Health Insurance Plans Check-in Time: Don't forget to schedule an annual well exam Keep you and your family healthy with preventive care screenings from an in-network doctor or health care professional. The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey. © 2024 Horizon Blue Cross Blue Shield of New Jersey, …Call Member Services at 1-800-414-SHBP (7427), weekdays, from 8 a.m. to 6 p.m., Eastern Time (ET), or sign in to chat or send an email. You can use the Horizon Blue app, too! NJWELL, administered by the New Jersey Division of Pensions and Benefits, is an incentive-based wellness program offered to eligible employees and their covered … Connect with us. Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association. Communications may be issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and provider relations for all its companies. The Blue Cross® and Blue Shield® names and symbols are registered marks of the Blue Cross Blue Shield Association. The Horizon® name and symbols are registered marks of ...As a member of Blue Cross Blue Shield Texas (BCBSTX), you have access to a variety of healthcare benefits and services. One way to manage your account and stay up-to-date with your...May 11, 2023 ... Visit: https://www.benefitsaccountmanager.com/medicare-horizonblue-com/ to View or access the FREE GUIDE on how & where to go to manage ...Horizon Dental plans offer comprehensive coverage with low, out-of-pocket costs. Horizon Dental has extensive local and national networks of skilled, credentialed dentists and specialists. Horizon Dental negotiates deep discounts with network dentists, so you receive the best value. The average charge for treatment is 20 percent to 40 percent ...Last updated on: June 15, 2023, 14:55 p.m. ET. Horizon Blue Cross Blue Shield of New Jersey is pleased to announce a new online tool that helps make it easier for you to determine if services require prior authorization for your fully insured Horizon BCBSNJ patients.*. Our Prior Authorization Procedure Search tool allows you to enter …Download it today. Text GetApp to 422-272. Horizon Blue Cross Blue Shield of New Jersey is an independent licensee of the Blue Cross and Blue Shield Association. There is no charge to download the Horizon Blue app but …This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered … Get quality care from one of our many in-network hospitals, labs, imaging centers and other facilities. With Horizon, you have the choice to get the care you need from some of the largest networks of health care professionals across New Jersey and beyond. When you stay in-network, you save on out-of-pocket costs and get care from professionals ... This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website …You can disable Active Shield pop-ups by turning off all alerts in the McAfee SecurityCenter. You can't disable pop-ups related to your subscription through SecurityCenter. However...Horizon BCBSNJ takes pride in our commitment to diversity and inclusion among our employees, members, physicians and business partners. We embrace and value differences of culture, education, experience, physical ability and unique perspectives in our workplace. Attracting, retaining and advancing talent from all sources is critical to ...This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website …This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. … Get quality care from one of our many in-network hospitals, labs, imaging centers and other facilities. With Horizon, you have the choice to get the care you need from some of the largest networks of health care professionals across New Jersey and beyond. When you stay in-network, you save on out-of-pocket costs and get care from professionals ... For technical questions, call the eService Help Desk at 1-888-777-5075, weekdays, from 7 a.m. to 6 p.m. Horizon Blue Cross Blue Shield NJ payment options and resources online. Horizon BCBSNJ is committed to giving you the right information you need to understand your benefits. With a health plan from Horizon Blue Cross Blue Shield, you will enjoy unmatched access to doctors and hospitals across the nation. Our network, in addition to the BlueCard® network, includes 96% of all hospitals and 93% of all physicians nationwide which means more choice of doctors/hospitals for you and potential cost savings when you seek care … Here are five things you should know to get the most from your coverage. [Image on screen: Dental icon and Horizon Blue Cross Blue Shield of New Jersey logo] Number 1, staying up-to-date on your preventive dental care can help you stay healthy and lower your risk of future health issues. That’s why Horizon fully covers preventive care services. Blue Cross Medicare Supplement Plan F pays the Medicare Part A hospital deductible and coinsurance, the Part B deductible, and excess charges. Additionally, it covers foreign trave...In today’s fast-paced world, it’s essential to have access to convenient and efficient healthcare services. Blue Shield understands this need and has developed a user-friendly onli...Mr. St. Hilaire is President and Chief Executive Officer (CEO) of Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ), the region’s leading health solutions company. He has over 30 years of experience as a health care executive, entrepreneur and financial leader with experience in executive leadership, strategy, start-up operations ... International Travel. If Blue Cross Blue Shield Global Core is included in your plan, you take your health benefits with you when you are abroad. Through the Blue Cross Blue Shield Global Core program, you have access to doctors and hospitals around the world. GeoBlue's available coverage options ensure you have access to doctors and hospitals ... Get quality care from one of our many in-network hospitals, labs, imaging centers and other facilities. With Horizon, you have the choice to get the care you need from some of the largest networks of health care professionals across New Jersey and beyond. When you stay in-network, you save on out-of-pocket costs and get care from professionals ... Rating: 7.5/10 In a strange twist of fate, the ongoing COVID-19 pandemic set the perfect stage for Nintendo’s Animal Crossing: New Horizons to take the world by storm in 2020. Apri...Health plans for groups with 51 to 99 employees: Can have an out-of-network reimbursement set by the health plan design; or. Can choose from a set of out-of-network reimbursement options: 110%, 150%, 180% or 250% of CMS rates. Health plans for groups with 100 or more employees can choose from a set of out-of-network reimbursement …About Us. Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ), the state's oldest and largest health insurer is a tax-paying, not-for-profit health … With a health plan from Horizon Blue Cross Blue Shield, you will enjoy unmatched access to doctors and hospitals across the nation. Our network, in addition to the BlueCard® network, includes 96% of all hospitals and 93% of all physicians nationwide which means more choice of doctors/hospitals for you and potential cost savings when you seek care in network. ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105.Everside Health and Sanitas Medical Center are independent companies that support Horizon Blue Cross Blue Shield of New Jersey in providing comprehensive primary care, urgent care and preventive care services to eligible members of the State Health Benefits Program/School Employees' Health Benefits Program.Birthing Doulas. Beginning January 1, 2023, members who are enrolled in a plan through the state-based exchange, Get Covered NJ, or directly with Horizon (except for Medigap members) will have birthing doula services as an in-network benefit. Check your plan benefits for details.All 2024 SHBP/SEHBP medical plans include: Well Care and Preventive Care: Services such as annual physical and annual gynecological exams, well baby/child medical care and preventive care immunizations are covered 100% when using an in-network doctor. Behavioral Health and Substance Use Disorder: Counseling services are covered for …New Jersey. Horizon Blue Cross Blue Shield's operations were decentralized in nine suburban locations, and a consolidation would improve the company's ...Davis Vision Inc. supports Horizon Blue Cross Blue Shield of New Jersey in the administration of vision benefits. Davis Vision Inc. is independent from and not affiliated with Horizon Blue Cross Blue Shield of New Jersey or the Blue Cross Blue Shield Association. Horizon Vista V. The Horizon Vista V plan includes an eye examination for …Learn Horizon Blue Cross Blue Shield NJ HMO plan, benefits coverage and more. A health maintenance organization (like Horizon HMO) allows you to enjoy …Horizon Blue Cross Blue Shield of New Jersey is an independent licensee of the Blue Cross Blue Shield Association. Information in Other Languages. Español; Polski;212-241-7720. Transcript Pharmacy. 601-420-4040. Twelvestone Medical, Inc. 844-893-0012. Walmart Pharmacy 10-5315. 877-453-4566. Please note: Other prescription drugs not on the Specialty Pharmaceutical List should still be obtained through participating retail or mail-service pharmacies under your prescription drug plan to obtain in-network ... Home - Horizon Blue Cross Blue Shield of New Jersey - NJ Health Insurance Plans Check-in Time: Don't forget to schedule an annual well exam Keep you and your family healthy with preventive care screenings from an in-network doctor or health care professional. This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. …Horizon Blue Cross Blue Shield of New Jersey, the state's oldest and largest health insurer is a tax-paying, not-for-profit health service corporation, ...We make it easy for you to get information about your claim. Just sign in at HorizonBlue.com or the Horizon Blue app, 24/7. Or call us at 1-800-433-6825. [Call us at: 1-800-433-6825, Weekdays 8 a.m. – 8 p.m.] [Horizon Blue Cross Blue Shield of New Jersey logo and legal disclaimer] Deductible. Learn about the amount of money you …Download it today. Text GetApp to 422-272. Horizon Blue Cross Blue Shield of New Jersey is an independent licensee of the Blue Cross and Blue Shield Association. There is no charge to download the Horizon Blue app but …Steven J. Krupinski is Senior Vice President and Chief Human Resources Officer at Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ). Mr. Krupinski joined Horizon BCBSNJ in February 2021. Mr. Krupinski was previously Senior Vice President, Human Resources and Facilities at Capital Blue Cross, located in Harrisburg, …To get the most from your health insurance, you need to make sure that your see providers who are in the Anthem Blue Cross and Blue Shield network. Here are the steps you need to t...Davis Vision Inc. is independent from and not affiliated with Horizon Blue Cross Blue Shield of New Jersey or the Blue Cross and Blue Shield Association. LASIK Discounts. With Horizon Vision, you can enjoy lower prices on LASIK procedures than those offered by other carriers, along with flexible financing options — up to 12 months interest ...Home - Horizon Blue Cross Blue Shield of New Jersey - NJ Health Insurance Plans. Access Your Member ID Anytime ... Horizon Blue Cross Blue Shield of New Jersey is an independent licensee of the Blue Cross Blue Shield Association. Information in Other Languages. Español; Polski;Feb 3, 2016 ... Horizon Blue Cross Blue Shield of New Jersey · Horizon Blue Cross Blue Shield of New Jersey. Feb 3, 2016. . OMNIA Welcome Video. Did you ...1. To activate your card, call 1-844-210-2175 (TTY 711) or visit HorizonExtraBenefits.com HorizonExtraBenefits.com opens a dialog window. You must activate your card before use. 2. Use this card for the following: Over-The-Counter (OTC) Online Catalog & in-Store Benefit*. Grocery Benefit*.They offer all the benefits of Medicare Parts A and B, plus additional member benefits and extras. All plans include both medical and prescription drug coverage with … ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO Applicable Products: Commercial HMO & POS Horizon Blue Cross Blue Shield of New Jersey. Horizon Blue App. The Horizon Blue app offers easy access to your insurance information and care. The app is available ... ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO Applicable Products: Commercial HMO & POS ® 2022 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105.Jan 1, 2024 · Horizon Blue Medicare Supplement Plan Members. Horizon Blue Cross Blue Shield of New Jersey. PO Box 1177. Newark, NJ 07101-1177. Monday – Friday from 8 a.m. to 5 p.m. 1-888-276-4299. This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at …Horizon BCBSNJ, 1427 Wyckoff Road, Wall, New Jersey 07727. Horizon NJ Health/Horizon BCBSNJ, 1700 American Blvd., Pennington, NJ 08534. Corporate Structure. Horizon Healthcare Services, Inc., doing business as Horizon Blue Cross Blue Shield of New Jersey, is a not-for-profit, health service corporation.Feb 3, 2016 ... Horizon Blue Cross Blue Shield of New Jersey · Horizon Blue Cross Blue Shield of New Jersey. Feb 3, 2016. . OMNIA Welcome Video. Did you ...Horizon BCBSNJ Headquarters. 3 Penn Plaza East. Newark, NJ 07105. Horizon BCBSNJ. 1427 Wyckoff Road. Wall, New Jersey 07727. Horizon NJ Health/Horizon BCBSNJ. 1700 American Blvd. Pennington, NJ 08534.Here are five things you should know to get the most from your coverage. [Image on screen: Dental icon and Horizon Blue Cross Blue Shield of New Jersey logo] Number 1, staying up-to-date on your preventive dental care can help you stay healthy and lower your risk of future health issues. That’s why Horizon fully covers preventive care services.Horizon Blue Cross Blue Shield NJ Doctor & Hospital Finder - Online provider directory for best doctors, dentists, hospitals and PCPs by your location, specialty near you. Search for physical therapy, speech therapy, counseling, family practice and other types of care providers in New Jersey.This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. …Davis Vision Inc. supports Horizon Blue Cross Blue Shield of New Jersey in the administration of vision benefits. Davis Vision Inc. is independent from and not affiliated with Horizon Blue Cross Blue Shield of New Jersey or the Blue Cross Blue Shield Association. Horizon Vista V. The Horizon Vista V plan includes an eye examination for …Why Choose Horizon BCBSNJ. Employers and the brokers who assist them choose Horizon BCBSNJ for our core values, service excellence and commitment to providing the best health care programs at an affordable price. For over 80 years, Horizon BCBSNJ has served generations of businesses and their employees. We are dedicated to ensuring … Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ), the state's oldest and largest health insurer is a tax-paying, not-for-profit health service corporation, providing a wide array of medical, dental, vision and prescription insurance products and services. Horizon BCBSNJ is leading the transformation of health care in New Jersey by ... Horizon Family Grins provides comprehensive coverage for children — an Affordable Care Act (ACA) requirement — and their parents or guardians. ... Horizon Blue Cross Blue Shield of New Jersey is an independent licensee …Dec 15, 2022 ... ... New Jersey's largest health insurer, Horizon Blue Cross Blue Shield of New Jersey. “Those 3.6 million policyholders are the most important ...Home - Horizon Blue Cross Blue Shield of New Jersey - NJ Health Insurance Plans. Horizon Health Guide We’re taking customer service to the next level to make your medical plan better than ever. Most Popular. Horizon Behavioral Health. Additional Resources. Summaries of Benefits and Coverage. Home - Horizon Blue Cross Blue Shield of New Jersey - NJ Health Insurance Plans Check-in Time: Don't forget to schedule an annual well exam Keep you and your family healthy with preventive care screenings from an in-network doctor or health care professional. This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. …
This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. …. Divvy bill
The court said compelling a suspect to turn over their phone's passcode does not violate of the Fifth Amendment. New Jersey’s top court has ruled that police can compel suspects to...Jul 1, 2011 ... A major acquisition for WLSA is our first ever contract with HORIZON BLUE CROSS – BLUE SHIELD of NEW JERSEY (www.horizon-bcbsnj.com).Davis Vision Inc. is independent from and not affiliated with Horizon Blue Cross Blue Shield of New Jersey or the Blue Cross and Blue Shield Association. LASIK Discounts. With Horizon Vision, you can enjoy lower prices on LASIK procedures than those offered by other carriers, along with flexible financing options — up to 12 months interest ...Horizon Blue Cross Blue Shield NJ Doctor & Hospital Finder - Online provider directory for best doctors, dentists, hospitals and PCPs by your location, specialty …Mr. St. Hilaire is President and Chief Executive Officer (CEO) of Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ), the region’s leading health solutions company. He has over 30 years of experience as a health care executive, entrepreneur and financial leader with experience in executive leadership, strategy, start-up operations ...This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. … Horizon CareOnline is a service mark of Horizon Blue Cross Blue Shield of New Jersey. Horizon BCBSNJ now makes it easy for you to stay in control of your health. Eligible members can use Horizon CareOnline to talk with a U.S. board-certified, licensed doctor via video, chat or phone, 24 hours a day, seven days a week — no appointment needed. This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. …212-241-7720. Transcript Pharmacy. 601-420-4040. Twelvestone Medical, Inc. 844-893-0012. Walmart Pharmacy 10-5315. 877-453-4566. Please note: Other prescription drugs not on the Specialty Pharmaceutical List should still be obtained through participating retail or mail-service pharmacies under your prescription drug plan to obtain in-network ... Let’s make sure you’re all set for 2024. Open Enrollment has started. It's time to review your coverage. With Horizon, you get the care you need from over 67,000 providers and every NJ hospital.¹ In most cases, your health plan will automatically renew. But if you’d like to confirm your coverage or make changes, give us a call or talk to ... Let’s make sure you’re all set for 2024. Open Enrollment has started. It's time to review your coverage. With Horizon, you get the care you need from over 67,000 providers and every NJ hospital.¹ In most cases, your health plan will automatically renew. But if you’d like to confirm your coverage or make changes, give us a call or talk to ...This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website …This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get … Home - Horizon Blue Cross Blue Shield of New Jersey - NJ Health Insurance Plans Check-in Time: Don't forget to schedule an annual well exam Keep you and your family healthy with preventive care screenings from an in-network doctor or health care professional. Three Penn Plaza East, Newark, New Jersey 07105-2200. Horizon BCBSNJ now makes it easy for you to stay in control of your health. Eligible members can use …Out Patient-Centered Pediatric Program. Recognizing that the health care needs of our youngest members require care designed just for them, Horizon BCBSNJ also has our Patient-Centered Pediatric Program. The program emphasizes preventive and developmental goals, and focuses on children with chronic conditions, such as asthma …Enrollment in Horizon NJ TotalCare (HMO D-SNP) depends on contract renewal. Products are provided by Horizon NJ Health. Medicare Supplement plans are provided by Horizon Insurance Company. Communications are issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and …MACKAY SHIELDS CORE PLUS BOND CIT - CLASS 1- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksThis website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display ….